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Critical illness insurance provides a one-time lump-sum payment if you are diagnosed with a serious illness covered by the policy. Commonly covered conditions include heart attack, cancer, stroke, blindness, kidney failure, paralysis, Alzheimer’s disease, and organ transplants. This payment can help cover medical expenses, recovery costs, or other financial needs, giving you added security during challenging times.
Critical illness insurance is designed to help with the financial impact of a life-altering illness. Unlike disability insurance (which replaces income), it gives you a tax-free cash benefit to use however you choose—whether for treatment costs, travel for medical care, household expenses, paying off debt, or taking time off work to recover.
